government use of private debt collectors Governor Charlie Crist Appoints Elizabeth Emken, Autism Speaks Vice President of Government Relations, to the Developmental Disabilities Compact Workgroup (August 15, 2008)

Autism Speaks Applauds government use of private debt collectors Governor Charlie Crist and State Legislators for Passing Autism Insurance Legislation (May 2, 2008) 

governments programs for mortgages (April 9, 2008)

credit score for sears credit card (April 4, 2008)

erasing debt credit report (April 2, 2008)

government world mortgage loans (March 18, 2008)

health insurance cancer survivors (March 17, 2008)

governmental loans to help repair credit (March 7, 2008)

FAQs on government use of private debt collectors's Autism Insurance Reform Law:

Obama Relies on Debt Collectors Profiting From Student Loan Woe ...
Mar 26, 2012 . The debt collector on the other end of the phone gave Oswaldo . Debt collectors said they follow federal laws and use all available . Based on a review of government contracts and Education Department data, the private .
http://www.bloomberg.com/news/2012-03-26/obama-relies-on-debt-collectors-profiting-from-student-loan-woe.html

There are three major components of the government use of private debt collectors Autism Legislation, each with an important function:

I.R.S. Use of Private Debt Collectors Is Criticized - New York Times
Jan 10, 2007. of the Internal Revenue Service to use private debt collectors. . are the lifeblood of government; to have private agents collecting them .
http://www.nytimes.com/2007/01/10/business/10tax.html

IRS Fires Private Debt Collectors, Plans To Pursue Deadbeats On Its ...
Mar 7, 2009 . The federal government plans to replace the private debt collectors with 1000 new federal tax . Comments (You may use HTML tags for style) .
http://consumerist.com/2009/03/irs-fires-private-debt-collectors-plans-to-pursue-deadbeats-on-its-own.html

Fulton County Turns To Private Debt Collectors « CBS Atlanta
1 day ago . Fulton County joins several other Georgia governments in partnering with private debt collectors. . Use "Remove" or "Turn off" to disable at any .
http://atlanta.cbslocal.com/2012/05/01/fulton-county-turns-to-private-debt-collectors/

OUTSOURCING FEDERAL TAX COLLECTION
on the use of private debt collectors by the government in the context of historic use for tax collection and current use by other agencies. Next, I will examine the .
http://hbtlj.org/v05/v05Resnickar.pdf

WIKILEAKS - Congressional Research Service - The Internal ...
Revenue Service (IRS) the authority to use private debt collection agencies ( PCAs) . government.1 According to this view, collecting federal taxes owed by .
http://stuff.mit.edu/afs/sipb/contrib/wikileaks-crs/wikileaks-crs-reports/RL33231.pdf

NEDAP - What is Exempt from Debt Collection?
If you have child support debt, or if you owe money to the government for taxes or a . debt collectors from freezing these accounts to pay private debts, like credit cards. . A creditor or debt collector cannot force you to use exempt income or .
http://www.nedap.org/hotline/exempt.html

The Internal Revenue Service's Use of Private Debt Collection ...
Jan 11, 2006 . IRS's Statutory Authority to Use Private Debt Collection Agencies . . governmental function.1 According to this view, collecting the federal taxes .
http://www.policyarchive.org/handle/10207/bitstreams/2705.pdf

Debt Collection | www.vtlawhelp.org
Can debt collectors and creditors do anything they want to collect a debt? . This page is for people who buy things for their own personal, family, or household use. . can't claim that it works for or with any state or federal government agency.
http://www.vtlawhelp.org/node/63

GAO-10-963 Tax Debt Collection: IRS Could Improve Future Studies ...
Sep 24, 2010 . to create the private debt collection (PDC) program to collect some . best use of federal resources, government officials need information on .
http://www.gao.gov/new.items/d10963.pdf

A Conversation About Private Debt Collection & the IRS with CBIZ's ...
Sep 29, 2006 . Using private debt collection agencies to collect taxes is not a new idea. . that Congress gave the federal government allows us to use private .
http://www.accountingweb.com/item/102630

Obama Jobs bill Proposes Automated Collection Calls to Cell Phones
Obama's 2011 Jobs bill would allow private bill collectors to employ “robo-call” technology to cell phones for collection of government debt. . that the Obama Administration wants to legalize the use of “robo calls” – auto dialers and recorded .
http://www.bankruptcylawnetwork.com/obama-2011-jobs-bill-authorizes-collection-robo-calls-to-your-cell-phone/

House Bill Includes Repeal of IRS Private Debt Collection Program
The Internal Revenue Service's private debt collection (PDC) program, . who maintains that the collection of taxes is not only a core government function, but . the Committee in May to investigate the use of private agencies to collect federal .
http://www.nysscpa.org/trustedprof/907/tp5.htm

More Ways to Collect from Taxpayers - Karen J. Tenenbaum, P.C.
The government, however, counters that it is simply seeking an alternative means of enforcement. Interestingly, the use of private debt collectors has become .
http://www.litaxattorney.net/More%20Ways%20to%20Collect%20from%20Taxpayers.aspx

The compact will contain the following components:

• A requirement that each signatory to the agreement increases coverage for behavior analysis and behavior assistant services, speech therapy, physical therapy, and occupational therapy;
• Procedures for clear and specific notice to policyholders identifying the amount, scope, and conditions under which the services described in the preceding bullet point are provided;
• Penalties for documented cases of denial of claims for medically necessary services for a developmental disability; and

• Taxpayer advocate again raps private debt collection effort ...
  Jul 23, 2007 . "She is concerned that the money spent on the IRS's private debt collection initiative is an inefficient use of government dollars, as IRS .
  http://www.govexec.com/oversight/2007/07/taxpayer-advocate-again-raps-private-debt-collection-effort/24926/

  
  How will the Developmental Disabilities Compact be regulated?

Taxpayer advocate again raps private debt collection effort ...
Jul 23, 2007 . "She is concerned that the money spent on the IRS's private debt collection initiative is an inefficient use of government dollars, as IRS .
http://www.govexec.com/oversight/2007/07/taxpayer-advocate-again-raps-private-debt-collection-effort/24926/

Collection Agencies & Your Rights | Student Loan Borrower ...
Both the government and guaranty agencies often hire private collection agencies . There is a federal fair debt collection practices law and similar laws in most states. . There are no magic words that you must use, but the request must be in .
http://www.studentloanborrowerassistance.org/collections/collection-agencies/

Insourcing
Feb 18, 2012 . times as much to hire private debt collectors as it did to use federal employ- ees. 18 Further, the less expensive government employees were .
http://www.americanprogress.org/issues/2012/03/pdf/insourcing.pdf

Safeguards Included in Private Debt Collection Initiative
Oct 12, 2011 . Safeguards Included in Private Debt Collection Initiative . Contractors will secure photo identification issued by a government entity to properly . Unauthorized secondary use of confidential tax information is specifically .
http://www.irs.gov/newsroom/article/0,,id=155065,00.html

IRS Dropped Private Debt Collectors Leftover Cases
Nov 9, 2011 . "By any measure, the use by the IRS of private debt collectors over a period of several years was a financial failure—costing the government .
http://www.accountingtoday.com/news/IRS-Dropped-Private-Debt-Collectors-Leftover-Cases-60751-1.html

MoJ to use private debt collectors to help recover unpaid court fines ...
Jan 31, 2012 . Private debt collectors have been called in to help collect £420m in unpaid court fines on . We find that if you text them and use their names they are more likely to pay up - but . Government warned over secret hearings .
http://www.guardian.co.uk/law/2012/jan/31/private-debt-collectors-court-fines

OUTSOURCING FEDERAL TAX COLLECTION
First, I will provide some background on the use of private debt collectors by the government in the context of historic use for tax collection and current use by .
https://litigation-essentials.lexisnexis.com/webcd/app?action=DocumentDisplay&crawlid=1&doctype=cite&docid=5+Hous.+Bus.+%26+Tax+L.J.+128&srctype=smi&srcid=3B15&key=5b4718e3104f5f5cd6edf345ba4a4e4a

Voice of The Southern: Illinois, get out of private debt collection
Jan 19, 2012 . The issue: Through a twist in Illinois law, debt collectors can use the courts . It is not for the state (or government in any sense of the word) to .
http://thesouthern.com/news/opinion/editorial/voice-of-the-southern-illinois-get-out-of-private-debt/article_8f8ecdac-4233-11e1-9fdc-001871e3ce6c.html

Private companies to profit from public debt - News centre - PCS
Feb 6, 2012 . Plans announced today about collecting the money owed to government will mean more private companies profiting from public debt, PCS .
http://t.ymlp221.net/uqssadaehbhadauesafauqme/click.php

Proposed Legislation Would Permit Robo-Dialers to Call Cell ...
Nov 3, 2011 . A summary of legislation that would permit the use of autodialers to call cell . cell phones for the purpose of collecting money owed to the government. . Of the $35.9 billion of debt referred to 22 private collection agencies in .
http://www.smartcredit.com/blog/2011/11/03/proposed-legislation-would-permit-robo-dialers-to-call-cell-phones-for-collection-purposes/

In Defense of Debt Collectors by Llewellyn H. Rockwell, Jr.
Jul 6, 2006 . So the government is concerned about rough tactics, huh? . surest way to avoid being bugged by private debt collectors is not to go into debt. . Debt collection, then, is nothing but the use of retributive force in the defense of .
http://www.lewrockwell.com/rockwell/debt-collectors.html

Costs of IRS PDC Program and Return on Investment (ROI)
Recent Congressional Action on Private Debt Collection. Authority for the IRS to use PCAs was permanently authorized in the American Jobs Creation Act of 2004. . and General Government Appropriations Act with language capping funding .
http://www.nteu.org/Documents/Talkingpoints.doc

Student loan collectors threaten debtors with wage garnishment ...
Mar 27, 2012. U.S. government is increasingly relying on private debt collectors to . to use threats of wage garnishment to demand "minimum payments" .
http://www.atlantabankruptcylawattorney.com/2012/03/student-loan-collectors-threaten-debtors-with-wage-garnishment.shtml

Consumer Attorney Sergei Lemberg Applauds Education ...
Apr 5, 2012 . The agency also indicated it would review debt collection scripts and the commission structure it uses with private debt collection agencies.
http://www.prweb.com/releases/sergei_lemberg/student_loan_debt/prweb9370508.htm

Obama backs debt collection via cellphone
Oct 4, 2011 . President Obama is asking Congress to allow private debt collectors to call the . consumers who owe money to the government, the Associated Press is reporting. . Use the "Report Abuse" button to make a difference.
http://content.usatoday.com/communities/theoval/post/2011/10/obama-backs-debt-collection-via-cell-phone/1

Repossession - Wikipedia, the free encyclopedia
In particular, neither the creditor nor private debt collection agencies may use force or seize property against the will of the debtor. Some very specific forms of .
http://en.wikipedia.org/wiki/Repossession

Debt collectors: Unlikely hero for strapped cities, states - Mar. 31, 2010
Mar 31, 2010 . Cities look to debt collectors for help. By David Ellis, staff . Hiring private collection agencies for government work is hardly new. The federal .
http://money.cnn.com/2010/03/31/news/companies/debt_governments/index.htm

IRS Debt Collection
Some Local and State Governments are Also Reconsidering Use of Private Debt Collection Firms. IRS debt collection policies have generated a great deal of .
http://www.debtcollectionanswers.com/irs-debt-collection.html

Are Private Debt Collectors a Bad Bet for Cities? - BusinessWeek
Mar 12, 2009 . Randall Kamm, vice-president for government services at CBE Group, . Private debt collectors in New Jersey "padded the bill," according to .
http://www.businessweek.com/magazine/content/09_12/b4124068343179_page_2.htm

Tax Collection Archives
Apr 25, 2012 . Nevertheless, until the federal government acts to allow all states to enforce their . House Votes to Kill IRS's Use of Private Debt Collectors .
http://www.ctj.org/taxjusticedigest/archive/federal_tax_issues/tax_avoidance_tax_evasion_and/tax_collection_1/

Coverage is subject to the following limitations:

• Browse Accounts Receivable Management & Debt Collection Topics
  A few local governments also separately regulate debt collectors. . scoring and analytics, debt collection professionals use a host of progressive software . Most debt buyers are small and privately held, though there is a handful of publicly .
  http://www.insidearm.com/browse-topics/

• IRS Begins Debt Recovery Program with Private Collectors today ...
  Sep 5, 2006 . However, one should note that the Fair Debt Collection Practices Act, . private collectors who are collecting a debt for their governmental client. . of this new federal program that allows for the use of private debt collectors, .
  http://michigancollectionlawblog.com/?p=20

• Debt Relief FAQs | Debt Relief
  False Statements: Debt Collectors may not use any false statements when collecting debt. . Falsely imply that they are attorneys or government representatives;; Falsely . Your personal, family, and household debts are covered under the act.
  http://www.nationalrelief.com/faqs/

South Brooklyn Legal Services: Consumer
Debt collection; Credit reporting and repair; Access to bank accounts . Plans to Use Private Debt Collectors in New York Times Article (16 November 10) . by state government leaders to potentially hire private debt collection companies that .
http://www.sbls.org/index.php?s=legalServices&c=Consumer

No. G041338 IN THE COURT OF APPEAL OF THE STATE OF ...
Hearing on Internal Revenue Service's Use of Private Debt Collection. Companies to . The Tax Foundation makes information about government finance more .
http://www.taxfoundation.org/files/tax%20foundation%20priceline%20amicus%20brief.pdf

Personal Finance: Beware of phony debt collectors - Personal ...
Feb 26, 2012 . Phony debt collectors – based in Southern California and using call . use abusive language, or pose as a law enforcement or government .
http://www.sacbee.com/2012/02/26/4289142/personal-finance-beware-of-phony.html

Blog Articles for H.R.3056: Tax Collection Responsibility Act of 2007 ...
Ending Private Tax Collection - H.R. 3056 The Improving Government . Revenue Service to use private debt collection companies, to delay implementation of .
http://www.opencongress.org/bill/110-h3056/blogs

FDCPA - Fair Debt Collection Practices Act - Your Fair Debt ...
Oct 15, 2011 . If the answer is yes, you are not alone and you could use some help from this site . If you know your rights against the third party debt collectors, it would help . any governmental organization; Misrepresent the character, amount or legal . ( FTC) and private attorneys governs fair debt collection methods.
http://www.yourcollectionrights.com/

Jail Time for a $14 Bounced Check? How Private Debt Collectors ...
How Private Debt Collectors Cash in Posing as the Government. American Corrective Counseling Services uses threats and coercion to cash in on consumers .
http://www.alternet.org/rights/131118/jail_time_for_a_$14_bounced_check_how_private_debt_collectors_cash_in_posing_as_the_government/?page=3

Consolidated Debt Collection System - the United States ...
System Description: The Consolidated Debt Collection System (CDCS) is an . Attorney Offices (USAOs), (including the private counsel), five Department of Justice . responsibilities to a new environment where all of these organizations use a . System Purpose: The DOJ is the Federal Government's "collector of last resort".
http://www.justice.gov/usao/reading_room/pia/pia_cdcs.pdf

Tax History Project: Readings -- Private Tax Collectors: A Roman ...
Aug 30, 2004 . Private Tax Collectors: A Roman, Christian, and Jewish Perspective . opponents of the use of private debt collection were dismissed as consisting . and who -- public employees of the government or employees of private .
http://www.taxhistory.org/thp/readings.nsf/ArtWeb/A5321448C7E17FF185256F0A0059A4BA?OpenDocument

Issues Affecting IRS' Private Debt Collection Pilot - (GAO) - Archive
Treasury, Postal Service, and General Government, House Committee on . second pilot-to be managed by the Department of the Treasury-to further test the use . IRS' efforts to design and implement the private debt collection pilot program .
http://archive.gao.gov/paprpdf1/159007.pdf

CHAPTER 37 - CLAIMS - U.S. Code
Time limitations for presenting certain claims of the Government. . The term includes private debt collectors, collection agencies, and commercial attorneys. . action to enforce recovery of debts and the use of all appropriate collection tools.
http://uscode.house.gov/download/pls/31C37.txt

Georgia county turns to private debt collectors | State | Columbus ...
1 day ago . One of Georgia's largest counties is turning to private debt collectors in . other Georgia governments in partnering with private debt collectors.
http://www.ledger-enquirer.com/2012/05/01/2032115/georgia-county-turns-to-private.html

MANAGING FEDERAL RECEIVABLES
Federal Government's right to use debt collection tools such as offset, credit bureau reporting and private debt collection agencies;. C. Deficit Reduction Act of .
http://fms.treas.gov/debt/MFR/ManagingFederalReceivables.pdf

Debt collectors' tactics questioned - Omaha.com
Mar 28, 2012 . Iraq vet battling PTSD pedals his way to recovery . of private debt-collection companies to put the squeeze on borrowers. These government contractors face growing complaints that they are violating federal laws by . Copyright; Terms of Use; Privacy Policy; Site Map · Contact Us · Advertise · Help · Apps .
http://www.omaha.com/article/20120328/MONEY/703289935/0

Consumer Debt Problems
Debt collectors cannot use any false, deceptive or misleading . an attorney or government representative, falsely imply that you have committed a crime, . You can also contact state and federal agencies in addition to pursuing private action.
http://www.usafa.edu/superintendent/ja/consumer_debt_problems.cfm?catname=JA

Collection Agencies That Recover Federal Student Loan Debt
The private debt collectors demonstrate proven results. . Once the federal government transfers that debt to a private collection agency, however, that collection agency is bound by . terms of use privacy policy (0.13 sec) HubPages Business .
http://edwardc.hubpages.com/hub/Collection-Agencies-That-Recover-Federal-Student-Loan-Debt

1900.25 REV-4 i Debt Collection Handbook Directive Number ...
Apr 6, 2012 . 5 U.S.C. § 5514), which expanded the Federal Government's right to use debt collection tools such as offset, credit bureau reporting and private .
http://portal.hud.gov/huddoc/190025CFOH.pdf

What Are Your Options When Your Student Loans Go to Collection ...
The federal government, although endowed with greater debt recovery options than any private lender, also uses collection agencies when collecting unpaid .
http://www.ehow.com/info_7746372_options-loans-go-collection-agencies.html

• APNewsBreak: Obama seeks debt collector proposal - Boston.com
  Oct 4, 2011. make it easier for private debt collectors to call the cellphones of consumers delinquent. . on student loans and other billions owed the federal government. . The administration wants the law changed so the firms can use .
  http://articles.boston.com/2011-10-04/news/30243218_1_debt-landlines-cell-phones

• Oregon Fair Debt Collection Practices Act - Attorneys For Consumers
  (3) It shall be an unlawful collection practice for a debt collector, by use of any direct or . (ii) Does not include any personal contact or contact by telephone with the . not act under the direction and control of any single member government.
  http://www.attorneysforconsumers.com/Oregon-Fair-Debt-Collection-Practices-Act.html

• Subpart E—Miscellaneous: Credit Bureau Reporting, Collection
  Section 13 of the Debt Collection Act (31 U.S.C. 3718) authorizes agencies to enter . or the filing of a lawsuit against the debtor by the Federal Government. . (b) The Commission will use private collection agencies where it determines that .
  http://ecfr.gpoaccess.gov/cgi/t/text/text-idx?c=ecfr&sid=d79764af0fbd4f4e51f8ea0ec52b6944&rgn=div6&view=text&node=17:2.0.1.1.5.5&idno=17

• SCOPE OF USE The Value of Third-Party Debt Collection To The ...
  Jun 12, 2008 . receivables to private collection agencies (PCAs) resulting in collections of . Congress on U.S. Government Receivables and Debt Collection .
  http://www.acainternational.org/images/12546/pwc2007-final.pdf

Debt Collectors' Use of Social Media Raises Concerns | Fox Business
Aug 3, 2011 . "It's a relatively new phenomenon for debt collectors to be using social media to try to . bringing together government, the collections industry and consumer groups to discuss the . Private School Education: Worth the Cost?
http://www.foxbusiness.com/personal-finance/2011/08/02/collectors-use-social-media-raises-concerns/

ObamaCare To Be Enforced By IRS 'Bounty Hunters'
Mar 22, 2010 . "Isn't the federal government already intruding enough into our lives? . structure of the IRS' use of private agencies to collect "debts" encourages abuse. . Paying private debt collectors on a commission basis is costly and .
http://rense.com/general90/ohh.htm

CBE Group | Industry News
IRS Wrong to End Private Debt Collection Program: GAO Report. A government report released Tuesday found that the IRS used a flawed study to determine the .
http://www.cbegroup.com/about-cbe/industry-news?page=4

IRS moves ahead on debt-collection plan - Democratic Underground
Aug 22, 2006 . IRS moves ahead on debt-collection plan. . Opponents say that the IRS will pay private debt collectors more to do what government-paid employees . but it points out that Congress authorized the use of such firms back in .
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=102x2469704

Students Put to the Test By Debt Collectors | Student Loan ...
Mar 29, 2012 . Until recently, most people weren't aware that the U.S. government uses private, third-party debt collection agencies to collect on defaulted .
http://www.myloansconsolidated.com/2012/03/29/students-put-to-the-test-by-debt-collectors/

Florida Attorney General - How to Protect Yourself: Debt Collections
A "debt collector" is someone who regularly tries to collect debts owed to others. . in your payments to a creditor on a personal, family or household debt, or if an error has . For instance, a collector may not use threats of violence against the person, property or . File a Complaint · Open Government · Biennial Rule Review .
http://myfloridalegal.com/pages.nsf/main/7cd1ef6dd790c14685256cc900560bd6!OpenDocument

31 USC § 3701 - Definitions and application | LII / Legal Information ...
(G) other amounts of money or property owed to the Government. . The term includes private debt collectors, collection agencies, and commercial attorneys.
http://www.law.cornell.edu/uscode/text/31/3701

Taxpayer Advocate Says Outsourcing at I.R.S. Is Inept - New York ...
Mar 14, 2008 . The use of private debt collectors by the Internal Revenue Service is . of the I.R.S., said that private debt collection cost the government at least .
http://www.nytimes.com/2008/03/14/business/14tax.html

DESCRIPTION OF H.R. 3056, THE “TAX COLLECTION ...
Jul 18, 2007 . B. Delayed Implementation of Government Withholding . . Under present law, the IRS may use private debt collection companies to locate and . Present law provides for payments to private debt collection companies to be .
http://www.jct.gov/publications.html?func=startdown&id=1415

government's new mortgage principle cramdown