government travel card standard credit line Governor Charlie Crist Appoints Elizabeth Emken, Autism Speaks Vice President of Government Relations, to the Developmental Disabilities Compact Workgroup (August 15, 2008)

Autism Speaks Applauds government travel card standard credit line Governor Charlie Crist and State Legislators for Passing Autism Insurance Legislation (May 2, 2008) 

government us consumer debt statistics (April 9, 2008)

defaulted debt portfolio (April 4, 2008)

government unveils new mortgage help (April 2, 2008)

government's involvement in the mortgage crisis (March 18, 2008)

reverse mortgage til calculator (March 17, 2008)

governments external debt (March 7, 2008)

FAQs on government travel card standard credit line's Autism Insurance Reform Law:

GAO-03-148T Travel Cards - US Government Accountability Office
In fact, the standard government travel card used by most Navy personnel is clearly . credit limit to charge additional items on his travel card. However, despite .
http://www.gao.gov/new.items/d03148t.pdf

There are three major components of the government travel card standard credit line Autism Legislation, each with an important function:

DON Policy
Dec 1, 2008 . $250. Standard Travel Cards are issued with a credit line of $7500 and a monthly ATM line for withdrawals up to $665. The standard travel card .
http://www.navsup.navy.mil/site/ccpmd/training/travel/tcchpdf/tcchl2p2.pdf

Program Establishment
Jul 4, 2010 . who may authorize ATM/credit line increases. Upon successful . The Travel Card program creates a standard payment method for these .
http://www.navsup.navy.mil/site/ccpmd/training/travel/tccos/tccospdf/tccosl4.pdf

Travel Card Application Form - Global Transaction Services - Citigroup
Citibank® Government Travel Card Program . A Restricted Account generally has a lower credit limit and is subject to greater usage restrictions. The reason(s) .
http://www.transactionservices.citigroup.com/transactionservices/home/card_solutions/commercial_cards/fed_govt_svcs/docs/iba_ch_app.doc

Individually Billed Card Account Setup/Application Form
Oct 1, 2005 . Complete this form to establish an individually billed travel card account under the GSA. Smart Pay Program. Instructions . established by us in connection with the Government. Card. . generally has a lower credit limit and is subject to greater . Agency/Organization to qualify for the Standard Account.
http://www.cfo.doe.gov/efasc/aod/TravelCardApplication.pdf

Air Force returns to previous travel card program
Apr 25, 2012. from the Controlled Spend Account back to the Government Travel Card, . are caused by an insufficient credit limit, leading to the card declining, . for a standard account for individuals with a FICO score of 660 or more.
http://www.afgsc.af.mil/news/story.asp?id=123299501

TRAVEL MANAGEMENT - Securities and Exchange Commission ...
Aug 12, 2002 . Controls over the use of the government travel card need improvement. . OFM adopted a standard limit for most employee travel cards of $10000 (i.e., the total balance . In at least 70 cases, the credit limit was set at $99999.
http://www.sec-oig.gov/Reports/AuditsInspections/2002/349fin.htm

CHAPTER 3
DEPARTMENT OF DEFENSE GOVERNMENT TRAVEL CHARGE CARD . In the same manner as standard cards, APCs, CPMs and the DTMO are authorized . GTCC and the credit limit on the card are not reported to credit bureaus.
http://comptroller.defense.gov/fmr/09/09_03.pdf

Travel Credit Card Program:Controls Generally Effective, but Some ...
Feb 9, 2010 . the Library's government travel credit card program. The Executive . 4) OCFO's effort to limit the number of active travel cards to the minimum . establishes standard minimum requirements and provides best practices for .
http://www.loc.gov/about/oig/reports/2010/rpt2010jantravelcreditcardpgm.pdf

AUDIT OF NASA'S PURCHASE AND TRAVEL CARD PROGRAMS
Feb 16, 2012 . rebates from the credit card issuer based on volume of activity and timeliness of payments. . card during official Government travel may be acceptable and . Apart from its standard exit procedures, NASA has not . not traveled within the last 6 months consider cancelling or lowering the credit limit on .
http://oig.nasa.gov/audits/reports/FY12/IG-12-010.pdf

UNITED STATES OF AMERICA FEDERAL LABOR RELATiONS ...
The FLRA does not yet have documented policy providing the standards for the use of the. Government credit card for purchases and travel. . bottom line is that the use of Government Credit Cards for personnel purchases and non travel .
http://www.flra.gov/webfm_send/483

U.S. Bank FlexPerks Travel Rewards Visa® Signature Credit Card ...
Small Business · Commercial & Government . The FlexPerks Travel Rewards Visa Card offers many valuable standard benefits: . Redeem FlexPoints for other travel rewards with leading hotel chains, rental car companies and cruise lines.
http://www.usbank.com/credit-cards/flexperks-travel.html

Credit Cards: Types Of Credit Cards | Investopedia
Standard credit cards are the general purpose cards that have revolving credit . No deposits are needed and the credit limit is established by the credit card issuer. . Points that accumulate, for instance, can be traded off for free hotel stays, merchandise, air travel car . U.S. Government Cracks Down On Insider Trading .
http://www.investopedia.com/university/credit-cards/credit-cards4.asp

Isabella Community Credit Union: ICCU's Visa Credit Cards
Credit Line Account Agreement and Disclosure • The CARD Act . This is a standard practice, and will depend upon your usage, travel plans, unique purchases or in the . National Credit Union Administration, a U.S. Government agency.
http://www.iccuonline.com/VISA_Credit_Cards_29.html

The compact will contain the following components:

• A requirement that each signatory to the agreement increases coverage for behavior analysis and behavior assistant services, speech therapy, physical therapy, and occupational therapy;
• Procedures for clear and specific notice to policyholders identifying the amount, scope, and conditions under which the services described in the preceding bullet point are provided;
• Penalties for documented cases of denial of claims for medically necessary services for a developmental disability; and

• Isabella Community Credit Union: ICCU's Visa Credit Cards
  Credit Line Account Agreement and Disclosure • The CARD Act . This is a standard practice, and will depend upon your usage, travel plans, unique purchases or in the . National Credit Union Administration, a U.S. Government agency.
  http://www.iccuonline.com/VISA_Credit_Cards_29.html

  
  How will the Developmental Disabilities Compact be regulated?

DEPARTMENT OF THE NAVY
Sep 29, 2003 . Billed Accounts (IBA) portion of the Government Travel. Charge Card . A standard card has an agreed upon credit limit and is issued by the .
http://www.nps.edu/Services/Travel/Documents/DON%20EBUSOPSOFFINST%204650_1A_%2029SEP03.pdf

travel & entertainment (T&E) card Definition | Business Dictionaries ...
Visa or MasterCard credit card with a minimum credit line of $5000, and frequently higher. These cards have a higher annual fee than standard bank credit cards .
http://www.allbusiness.com/glossaries/travel-entertainment-t-e-card/4942709-1.html

Government Purchase Card (GPC) - Fort Bragg, NC - U.S. Army
Telephone Instruments (Cordless, Stationary, Multi-Line) . All UPGRADING must be paid for with GPC credit card. . One of the services available with the government (corporate) travel card is the issuance of Centrally . Only standard business card stock that is available through normal supply channels may be used.
http://www.bragg.army.mil/Organizations/TENANT-UNITS/Mission---Installation-Contracting-Command/gpcfaq.aspx

Distribution, Usage and Control of Purchase and Travel Cards at the ...
Jun 30, 2009 . government purchase and travel cards at FCA using standards set forth . Monthly limit of $8000 per credit card cycle [exception: in 2008, one .
http://www.fca.gov/Download/InspectorGeneral/InspectionReports/CreditCardInspectionRpt.pdf

Military and Government Rates | IHG
With more than 3000 IHG hotels worldwide that provide government rates, . credit card or government travel work orders or an IHG on-line traveler card at check-in. . Our brands have standard services that focus on delivering and providing .
http://www.ichotelsgroup.com/ihg/hotels/us/en/global/offers/programs/government

FDIC Travel Card Program
Aug 30, 2002 . the government implemented the travel card program for federal employees. . In line with the GAO's standards for internal control, the Corporation . FDIC has established a $15000 credit ceiling on each traveler's account.
http://www.ignet.gov/randp/cards/fdic-02-030.pdf

OREGON ACCOUNTING MANUAL
This policy does not apply to state government's corporate travel card. . The standard monthly credit limit for each SPOTS card is $2500 per billing cycle. The .
http://oregon.gov/DAS/SCD/SARS/policies/oam/55.30.00.pdf

GAO-03-169 Travel Cards - US Government Accountability Office
Oct 11, 2002 . checks prior to receiving the government travel card, wrote over 86 NSF checks to . credit problems we identified for Army travel cardholders included . standard card with a $10000 limit in April 1999, instead of a restricted .
http://www.gao.gov/new.items/d03169.pdf

Travel Card Page - NOAA's National Weather Service
Mar 10, 2011 . In accordance with NOAA Travel Card Policy, the use of a travel card is . 5 times a year or less may use their own personal credit card for travel . How to Apply for a new government issued JP Morgan Chase (JPMC) Master Card: . The standard monthly limit for unrestricted travel cards for NWS is $5000, .
http://www.nws.noaa.gov/cfo/tpc/travel_card_program.htm

A Step Forward to Stop Abuse of Government Charge Cards
Jul 29, 2011 . The Government Charge Card Abuse Prevention Act is about accountability. . In the case of travel cards, an individual who might be denied for a personal credit card . with a card, and denying a credit line to employees with bad credit. . in accordance with standard government record-keeping polices .
http://www.grassley.senate.gov/about/A-Step-Forward-to-Stop-Abuse-of-Government-Charge-Cards.cfm

How To Create Your Own Website for Free Without a Credit Card ...
Create your own website free without using your credit card. . It provides you with a credit line that helps you manage... How to Make a Payment on Your Walmart Credit Card. Whether your Walmart credit card is a standard card, or it's a Walmart Discover card, you have . The Citibank government travel card is often the.
http://www.ehow.com/how_6778570_create-own-website-credit-card.html

Employee Responsibilities and Conduct
3.3 Title 5 Code of Federal Regulation (CFR) Part 2635, Standards of Ethical . 6.2.2.2 Government-sponsored travel (credit) cards may be used only for official .
http://www.cbp.gov/linkhandler/cgov/careers/senior_exec/ethics/std_of_conduct.ctt/std_of_conduct.doc

White House Backs Down on $250K Government Purchase Card Limit
Oct 3, 2005 . Lifting the government purchase card limit to $250000 was . for the receipts of more than 330000 government credit card purchases by . The judge examined the card and read on the inscription, "For official government travel only." . Had he used a standard commercial card, he would have incurred stiff .
http://www.pogo.org/pogo-files/alerts/contract-oversight/co-kc-20051003.html

DEPARTMENT OF DEFENSE GOVERNMENT CHARGE CARD ...
Appendix D Unique Business Rules for Travel Card Individually Billed. Accounts . Ensure performance standards include charge card responsibilities, if ap- . line). See the memorandum on “Government Charge Card Disciplinary Guide for . them provides the authority to require a credit check without prior consent of the .
http://www.acq.osd.mil/dpap/pcard/pcardguidebook.pdf

DHS Credit Worthiness FAQs
information which best predict future credit performance. 3. Q. . Reduce the overall dollar limit for the card; . have a standard credit check performed? A. . If you have applicants for a government travel card that should not go through .
http://www.uscg.mil/psc/bops/govtrvl/job_aides/Credit_Worthiness_FAQs.pdf

AFMS Public Site - CSustainmentTARS
Dress and appearance standards will be observed, according to AFI36-2903 . Again, make sure your Government Credit Card is active and your cash advance limit is . Your government travel card or personal credit card will be required at .
http://airforcemedicine.afms.mil/idc/groups/public/documents/webcontent/knowledgejunction.hcst?functionalarea=CSustainmentTARS&doctype=subpage&docname=CTB_031525

FAQs - Marines.mil
This Site: USMC Government Travel Charge Card Program, All Sites, People. Go Search . What is the minimum credit score required to get a Restricted and a Standard GTCC? Answer: An . For credit limit increases please see your APC.
http://www.marines.mil/unit/pandr/gtcc/Pages/faq.aspx

Credit Cards | Hughes Federal Credit Union
Hughes Federal Credit Union offers a comprehensive Visa Credit Card program with competitive rates. . Up to $500000 in Common Carrier Travel Insurance; Up to $300 Baggage Delay Insurance . Our Classic Visa® is our standard credit card. . Your credit limit will be determined by Hughes Federal Credit Union.
http://www.hughesfcu.org/asp/products/product_1_1.asp

RIT - Controller : Travel : Travel Policies & Procedures Manual
Oct 25, 2011 . Corporate Travel Card delinquency assessments (see Section H, 6). . Fax and modem line charges made in connection with official RIT business (see Section J ). . The following travel procedures are standard within RIT. . Corporate Travel Card, Citibank Government Travel Card or personal credit card.
http://finweb.rit.edu/controller/travel/manual.html

THE UNIVERSITY OF CHICAGO
Dec 15, 2009 . The credit card application has required approvals for travel and procurement . An increased credit limit beyond the standard limits outlined below . audit requirements of the University and various government agencies, .
https://gems.uchicago.edu/resources/forms/GEMS_Credit_Card_Guide_Chase.doc

Coverage is subject to the following limitations:

• ARC & Industry Term Glossary - ARC
  Agent Standard Ticket and Area Settlement Plan, ASP, The ASP . Air Travel Card, ATC, Credit card issued by some carriers to purchase air travel or related services only. . This amount is deducted from the customer's authorized credit limit. . industry participants within the multi-billion dollar government travel industry .
  https://www.arccorp.com/support/glossary.jsp

• USACE FINANCE CENTER
  Emergency Provisions of the Fair Labor Standards Act (5 CFR 551.208). E-2 . Do not enter names on the government order line item description, but it is allowable to . All deploying personnel should have a government travel credit card.
  http://140.194.76.129/publications/eng-pamphlets/EP_37-1-6/EP_37-1-6.pdf

• Matt's Greece Travel Tips
  Use your credit card to get money but for restaurants and shops it is better to use cash. . When booking on-line a travel agency will usually ask you for proof that the credit card is yours by having you fax a signed photo-copy. . It is standard procedure. . Anti-Bush or Anti-US Government is not the same as Anti-American.
  http://www.greektravel.com/traveltips/index.htm

Credit Card Frequently Asked Questions
Answering all your questions about TD Bank Credit Card products. . The minimum credit limit is $500 with a maximum of $23000 for the TD Cash . Available exclusively through TD Card Services, you have the flexibility to select your standard . Redeem points for over 400 rewards – electronics, gift cards, travel rewards .
http://www.tdbank.com/faqs/frequently_asked_questions_creditcard.html

A Cautionary Tale: What To Do When You Literally Have No Credit ...
Apr 12, 2012 . While the majority of travel hackers obviously think of Credit Cards as primarily a . It is also becoming standard practice at many Companies to now require credit . For government conspiracy theorists, this would be their dream. . he can apply for a big boy travel card with a credit limit of more than $1000.
http://www.frequentflyeruniversity.com/archives/1724

Government Purchase Card
Nov 23, 2004 . Government Purchase Card On-Line Training (PCOLS). The following . To actually take the course and receive credit - you must register for the CLC. Click HERE . DoD Government Charge Card Guidebook for Establishing and Managing Purchase, Travel and Fuel Card. . Standard Procurement System .
https://acc.dau.mil/CommunityBrowser.aspx?id=18895

The Federal Travel Card - Association of Government Accountants
Jun 13, 2007 . address use of the travel card in the federal government. The. AGA series is . separate personal line of credit for employees to use to finance their business travel. . (FTR) standard for government agencies is to issue cards .
http://www.agacgfm.org/AGA/Documents/Research/CPResearchNo13-1-.pdf

Credit Cards
Government And People Are Both Spendthrifts With Credit Cards . Credit Limit is the maximum amount that can be charged to a credit card without incurring an over-the-limit fee. . Standard Cards are the most common type of credit cards. . Credit Cards; Retail Rewards Credit Cards; Travel Rewards Credit Cards. Cards .
http://www.wikinvest.com/wiki/Credit_Cards

Guidelines & Procedures Manual
2.8 Credit Card Monthly and Per Transaction Limit Reviews ...................................... ................... 8 . The standard per transaction limit for both travel only use and dual-use. (combined . Government Services - Court Costs & Fines. Bail & Bond .
http://finance.fiu.edu/controller/Docs/Commodity_Card_Manual.pdf

Internal Controls Over Credit Cards And Travel And
Introduction. Local governments commonly use credit cards for the convenience of making purchases over the phone, on-line, or to pay employee travel costs.
http://www.osc.state.ny.us/localgov/audits/swr/08creditcards/creditcards_final.pdf

NAVSUPINST 4200
Misuse of Government Charge Cards by Military. Personnel” . Managing Purchase, Travel and Fuel Card Programs. (r) USD . (5) Credit balances will be cleared and a check forwarded . standard. These reports are due back to DON CCPMD by the 15th . monthly billing limit shall not exceed 2 times the sum of the CH .
http://www.mcu.usmc.mil/LLeadership/LLI%20Documnets/Naval%20Supply%20Instruction%204200.99%20Government%20Wide%20Commercial%20Purchase%20Card.pdf

Report: Postal workers used official credit cards for private travel and ...
Feb 11, 2011 . #1 Why are postal employees being given government credit cards in the first . is not aware that the travel cards are personal credit lines for which the . pattern is to have standard meal allowances based on geography, .
http://voices.washingtonpost.com/federal-eye/2011/02/postal_workers_expensed_privat.html

MS-1512 - Bureau of Land Management
1. A/OPC Duties. 2. Charge Card Administrative Review, Purchase/Travel/ Convenience Checks . official travel and government-related products and services. . F. State and local standard operating procedures are in place as required by this manual. . ensure that the credit limit is at the lowest appropriate level. Credit .
http://www.blm.gov/pgdata/etc/medialib/blm/wo/Information_Resources_Management/policy/blm_manual.Par.90385.File.dat/1512.pdf

FAQ | Government | Visa USA
Can the Visa Purchase card be used for group travel? Can the . Can having a Visa Purchase card negatively affect my credit? . your department may allow for payments in excess of the typical $2500 limit for training expenses. . Level 1 Data: Standard commercial transaction data, including total purchase amount, date of .
http://usa.visa.com/government/payment/purchase_card/faq.html

USNMFCU - Visa Platinum
To apply for a credit card please visit CU Online click here. . Minimum $5000 line of credit . Reward Points, Visa Platinum Standard - 14.99% - Minimum $1000 line of credit - Auto Rental Insurance - Travel Accident Insurance, Credit Builder - 18%* . and backed by the full faith and credit of the United States Government.
https://www.usnmfcu.org/products/credit-card.php

State of Washington
Agency Aggregate Credit Limit 14 . NOTE: VISA cards are for Official Government Use Only. . Contract users have the option of having one card for both their Travel Program and Charge . D. Multi-Card (Combination Purchase & Travel) . each card would also include the same information as the standard card design.
http://www.ga.wa.gov/pca/contract/04298c.doc

Current Credit Card Agreements for New Personal Accounts
Account Opening Disclosure – Standard Card. Credit Card . available Credit Limit of any other Credit Card account you have with . use is either (1) a government-mandated rate or (2) a wholesale . MasterCard International or Visa Travel .
https://www.bankofthewest.com/static_files/botw2/home/personal-banking/credit-cards/documents/Consumer_Card_Agreements.pdf

MEMORANUDM
Oct 19, 2005 . Subject: New Credit Worthiness Requirement for Charge Card Applicants . Improving the Management of Government Charge Card Programs, . card with standard spending limits if the applicant has a credit score of 660 or higher. . A: For the first time travel business line applicant with a credit score of .
http://www.doi.gov/pam/chargecard/creditworthiness101905.doc

PROCUREMENT CARD AND TRAVEL CARD SERVICES
less refunds, chargebacks and disputes) for the procurement card and travel cardprogram, on . (ii) There are no late or over limit fees for procurement card accounts. Rebates may . provide a new standard embossed procurement card to be used by all " . generic issues across State government and provide opportunity .
http://sao.state.wy.us/Contracts/UMB%20Contract%200909.PDF

SCB Card (SCB Credit Cards) | Economy Watch
SCB credit cards offer extended repayment terms, special privileges and attractive . The SCB card is issued by Standard Chartered Bank, a British bank . These points can be redeemed for free travel tickets, upgrades or other conveniences. . card is meant for those who can limit their purchases to the available credit.
http://www.economywatch.com/credit-card/company/scb-standard-chartered-bank.html

• CDC - FOIA - Advance of Funds for Travel
  Dec 5, 2011 . Manual Guide--Travel CDC-6, Advance of Funds for Travel, 4/25/88. CDC Travel Memorandum No. 85-1, Diners Club Government Credit Card .
  http://www.cdc.gov/od/foia/policies/advance.htm

  Railroad Safety Inspector Positions
  GOVERNMENT TRAVEL CARD REQUIREMENT . that they are unable to obtain a travel card based on their credit history or who do not retain their card during .
  http://www.fra.dot.gov/rad/pages/fp_981.shtml

• credit card Definition | Business Dictionaries from AllBusiness.com
  Most credit cards offer a grace period of about 25 days, during which interest charges . the account holder to charge purchases against a preapproved credit line. . These cards have a higher annual fee than standard bank credit cards, and are . American Express Travel Related Services Co. issued the first gold cards in .
  http://www.allbusiness.com/glossaries/credit-card/4949808-1.html

• MasterCard Commercial Guide to Benefits
  MasterCard Government Travel Card®. MasterCard . or liable for the charges from damages to the rental vehicle under the credit card agreement,. 2.) the individual or . or support line; or technical support for software, hardware, or any other peripherals). . standards of the country or city where the traveler is located.
  http://www.capitalone.com/creditcards/pdfs/MC_Commerical_Guide_to_Benefits.pdf

• THE ART OF BUILDING A FINANCIAL FUTURE
  Your money earns interest and, in most cases, the U.S. government insures your . The most common types of payment cards are credit cards and debit cards. They . you are paying off does not exceed your line of credit. As you . premium credit cards may offer a wider range of benefits than standard credit cards, such as .
  http://www.lulac.net/programs/finance/brochure_english.pdf

EMPLOYEE TRAVEL and EXPENSE POLICY and PROCEDURES ...
Employees must read the Government Officials Memo and other related . Certain expenses, whether incurred by cash or foundation credit card, are prohibited for . Non-approved over-limit meal amounts may be considered a personal expense. . IT Hardware and Software Standards document for the standard list of .
http://www.gatesfoundation.org/about/Documents/staff-travel-expense-policy.pdf

Arrival and Departure Dates:
The government travel credit card (GTCC) must never be used for anything other than . The standard mode of travel for TDY is via commercial airlines. . will also be able to make online payments at the Citi Government Travel Card web site.
http://www.usuhs.mil/medschool/studentlife/stutravel/DTSBusinessRulesAddendum.doc

1500 - Travel Policies and Procedures
1500-01-00 - Introduction to Official Government Travel: . withdrawals from participating ATMs to be charged to a government-issued travel charge card. . Standard CONUS rate -The per diem rate assigned to any temporary duty location within . for travel performed by NIH employees in line with their official duties only.
http://oma.od.nih.gov/manualchapters/management/1500/01.html

Citi Cards
Apply now, get the card and earn 30000 American Airlines AAdvantage® . Up to four customers traveling with the eligible primary credit cardmember . The standard variable APR for purchases - 15.24%; standard variable APR . AAdvantage® travel awards, mileage accrual and special offers are subject to government .
http://www.aa.com/citi

U.S. Bank Solutions for State & Local Governments
Corporate Travel Card—Provides the ideal solution for state and local governments looking to . governments control and/or limit cardholder spending. . Wide selection of standard . control by leveraging the dynamic credit adjustments .
http://www.usbpayment.com/View/PdfResource/Vertical_S-LGovernments

GAO-03-147 Travel Cards: Control Weaknesses Leave Navy ...
delinquencies and individuals with substantial credit history problems. For example . the government travel card only for valid expenses related to official travel and to . and we performed our investigative work in accordance with standards . clubs, cruise lines, jewelry stores, and sporting and theatre venues. During .
http://gao.justia.com/department-of-defense/2002/12/travel-cards-gao-03-147/GAO-03-147-full-report.pdf

Employee Resources - USDA Forest Service
Travel procedures are complex, so work with your supervisor to ensure a smooth, hassle-free process. . 24 hour phone line of embassies and consular offices . on your government provided MCI Worldcom card, check here for international . China: has its own standard numbering system, only they use three digits as the .
http://www.fs.fed.us/global/employee_resources/travel.htm

AmEx Corporate Credit Cards | Sovereign Bank
The AMEX Corporate Credit Card Program through Sovereign Bank enables companies to . Airline fuel surcharges and certain government imposed taxes and fees on . that can help improve a company's bottom line with airfare rebates, travel awards, . Renter must meet standard age, driver, and credit requirements.
http://www.sovereignbank.com/corporate/credit/american-express/amex-corporate-credit-cards.asp

government websight for student loans